Does SB 79 Allow Taller Housing Near the Solana Beach Train Station?

Not today, but it could. SB 79 has been state law since July 1, 2026, yet the regional map that decides which stations count leaves the Solana Beach station off entirely, so nothing around it has been upzoned. A lawsuit filed in September 2026 asks a court to throw that map out, and if the station i

Should You Buy a Home in Cardiff by the Sea Before a Potentially Record El Niño Winter?

Yes, for most homes in Cardiff by the Sea, a strong El Niño winter is a reason to shop smarter, not a reason to wait. Redfin, using First Street data, rates Cardiff's flood risk as minor, with about 3% of properties at risk of severe flooding over the next 30 years. The storm risk here is concentrat

What Does the FAIR Plan's 29% Rate Hike Mean for Rancho Santa Fe Homeowners?

If you own or are buying in Rancho Santa Fe, the FAIR Plan's approved 29.1% average rate increase, which applies to policies renewing on or after October 15, 2026, matters more in Rancho Santa Fe than in nearby Del Mar or Solana Beach. Rancho Santa Fe was one of the San Diego ZIP codes hit hardest b

San Diego Market Report 10/07/26

Less Sweating. More Preparing. Everyone’s complaining about the heat, and I get it. October should not require a negotiation with your thermostat. But I’m more concerned about whether our homes are ready for the rain winter could bring. San Diego County is preparing for potential El Niño flooding an